Direct lending programs designed around your business's actual financial profile — not a generic underwriting checklist.
Operational Funding
Working capital is the lifeblood of daily operations. Whether you're covering payroll during a slow season, purchasing inventory ahead of a busy cycle, or financing an unexpected opportunity, Qdeck's working capital solutions keep your business moving forward without interruption.
We structure working capital funding around your revenue patterns — not arbitrary amortization schedules — so repayment aligns with how your business actually generates cash.
Asset-Backed Lending
Growth often requires the right tools — and those tools represent significant capital expenditure. Equipment financing through Qdeck lets your business acquire the machinery, vehicles, technology, or specialized equipment you need while preserving cash reserves for operations and opportunities.
Our equipment financing is structured with the asset as collateral, enabling competitive terms even for businesses with shorter operating histories or complex financial profiles.
Performance-Linked Capital
Revenue-based financing is built for businesses with strong, recurring revenue and high growth trajectories. Instead of fixed monthly payments, you remit a percentage of your revenue — so repayment naturally scales with your business performance.
This structure is particularly well-suited to e-commerce businesses, SaaS companies, subscription-based service providers, and seasonal businesses that experience revenue fluctuations throughout the year.
Who Qualifies
We work with businesses across many industries. While every application is evaluated individually, these general benchmarks apply across our programs.
Minimum 6 months in operation for most programs. Revenue-based financing may require 12+ months of documented revenue history.
Minimum $10,000 in monthly gross revenue for working capital. Equipment financing and revenue-based programs have varying thresholds.
US-based businesses operating in all 50 states. Washington and Pacific Northwest businesses benefit from our regional expertise.
3–6 months of recent bank statements. Additional documentation may be requested depending on the program and funding amount.
Most industries qualify. We have deep experience with manufacturing, technology, healthcare, retail, transportation, and professional services.
We evaluate the full business financial picture — not just credit scores. Strong revenue history can offset limited credit history.
How It Works
From inquiry to funded account — our process is built for clarity and efficiency.
Complete our brief online inquiry. No long forms, no hard credit pull. Just the essentials to get your file opened.
Our underwriting team reviews your bank statements and revenue history. Decision typically within 24 hours.
Review your funding offer — amount, factor rate, and payment structure. No obligation to accept.
Upon signing, funds are deposited directly to your business bank account within 2–5 business days.
Take the Next Step
Speak with a Qdeck funding specialist today. Honest assessment, transparent terms, and a clear path forward for your business.
Start Your Application